Is It Normal to Lift a Credit Freeze for Mortgage Pre-Approval?
Yes — it is normal for a mortgage lender to ask you to lift your credit freeze for a soft pull or mortgage pre-approval.
Can You Be Conditionally Approved for a Mortgage and Still Be Denied?
A conditional approval means the lender is willing to approve your loan if you meet certain requirements.
Why Is My Lender Asking Me to Take a Homebuyer Education Class? (HomeReady and Home Possible Explained)
For some mortgage programs, a requirement of final approval is to take a HUD approved homebuyer education class.
Do I Need a Ratified Real Estate Contract to Lock My Mortgage Interest Rate?
One of the most common questions I hear from homebuyers is: “Can I lock my interest rate now, or do I have to wait until I have a ratified contract?”
Do Fannie Mae and Freddie Mac Have a Minimum Credit Score?
The simple answer: No, Fannie Mae and Freddie Mac do not have one single published minimum credit score