Can I switch jobs after closing on my mortgage?
The journey to homeownership is a significant milestone, often involving meticulous planning and financial scrutiny.
Does having 2 borrowers on an application get me a better interest rate vs applying solo?
No, having more borrowers on an application doesn't get you a better interest rate. In some instances, having more borrowers might get you a worse interest rate depending upon the credit scores of the borrowers.
What closing costs can seller credits be used for?
Any normal closing costs or buyer realtor commission.
How much do credit inquires effect credit score for mortgage approval?
It depends upon the number and when they are pulled. For hard credit inquires, like inquires in a short period of time will be considered one inquiry against your credit score.
Can I get pre-approved by multiple lenders?
Yes, there is no limit to the number of pre-approvals you can have when buying a house.