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Why did I get a bill for my real estate taxes if I have an escrow account on my mortgage?

Why did I get a bill for my real estate taxes if I have an escrow account on my mortgage?

Jun 11, 2025 3 min read real estate taxes
Many communities require homeowners to get a copy of their real estate tax bill regardless of who pays it. This tax bill will help homeowners prepare for any increases to their real estate tax
I am under contract for a home, but forgot to mention to my loan officer about a small loan I took out recently, am I in trouble?

I am under contract for a home, but forgot to mention to my loan officer about a small loan I took out recently, am I in trouble?

Jun 4, 2025 2 min read credit
Short Answer: Probably not. This will be highly dependent upon how much the monthly payment is for that new loan vs your current debt to income ratio. Longer Answer: Buying a home is
How far back does a mortgage lender look in regards to income verification?

How far back does a mortgage lender look in regards to income verification?

May 28, 2025 2 min read Income
When applying for a loan, one of the key factors that lenders consider is your income. Understanding how far back lenders look for income purposes can help you prepare your financial documents and increase your chances of loan approval. Here's a detailed look at what you need to know:
What is a Non-Arms Length Real Estate Transaction?

What is a Non-Arms Length Real Estate Transaction?

May 21, 2025 2 min read purchase
In real estate, a non-arm's length transaction involves buying or selling property
Can You Buy a Home in a Flood Zone with a Mortgage?

Can You Buy a Home in a Flood Zone with a Mortgage?

May 14, 2025 3 min read flood insurance
Yes, but you may be required to pay for flood insurance, which is different than homeowner's insurance.
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