Can I be declined for a mortgage after getting pre-approved? Sep 3, 2025 2 min read mortgage pre-approval Yes, you can. Changes to employment, debt, or assets can nullify a pre-approval letter.
Can my mortgage be declined because my credit score dropped after going under contract? Nov 4, 2024 3 min read credit Maybe. Most mortgage lenders run a refersh of a credit report a few days before closing.