Can my bonus income count toward mortgage qualification?
Yes, bonus income can count towards mortgage qualification if it's consistent over two years, documented on paystubs and W2s, and verified by your employer.
Are VA appraisers harder than conventional appraisals?
Are VA appraisers harder than conventional appraisals?
When is my first mortgage payment?
For most mortgages, the first mortgage payment is due on the first of the month that's 30 days after the closing date.
Why is my escrow account negative?
Your escrow account might be negative due to increased property taxes or homeonwer's insurance premiums, an underestimation
Can my mortgage be declined because my credit score dropped after going under contract?
Maybe. Most mortgage lenders run a refersh of a credit report a few days before closing.